Travel-Focused Cards

Cards optimized for international travel with low FX fees, free ATM withdrawals, and travel-related perks.

Last updated: April 27, 2025 7 cards
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Top Travel-Focused Cards

Comparing Travel-Focused Cards

When comparing travel-focused crypto cards, pay special attention to foreign transaction fees, ATM withdrawal terms, and international acceptance rather than focusing solely on cashback rates.

Key Features to Compare

  • Foreign transaction (FX) fee percentage
  • ATM withdrawal fees and limits in foreign countries
  • Travel insurance coverage and terms
  • Airport lounge access availability
  • Geographical restrictions and card acceptance worldwide

Comparison Tips

  • Verify the card works in all regions you plan to visit
  • Compare the true exchange rates offered, not just the advertised 'no FX fees'
  • Calculate the value of travel insurance versus purchasing separately
  • Consider whether lounge access aligns with your travel patterns and preferences

For frequent travelers, the savings on foreign transaction fees and ATM withdrawals often outweigh slight differences in cashback percentages.

How to Choose a Travel-Focused Card

When choosing a travel-focused card, it's important to consider your specific needs and how you plan to use the card. Here are a few questions to keep in mind:

  • What's the geographical availability of the card? Make sure it works in your country of residence.
  • What are the foreign transaction (FX) fees when using this card abroad?
  • Does the card offer free or low-cost ATM withdrawals internationally?
  • Does the card include travel insurance or airport lounge access?
  • How do the cashback rates compare to other fees like monthly charges or FX fees?
  • What cryptocurrencies can you spend, and are there any conversion fees?

The top cards in this category have been selected based on a combination of these factors, but the best choice will ultimately depend on your personal preferences and priorities.

Frequently Asked Questions about Travel-Focused Cards

How do travel-focused crypto cards handle foreign currency conversion?

Travel-focused crypto cards typically convert your cryptocurrency to the local currency at the point of sale, often using inter-bank exchange rates. Many advertise "zero FX fees," though it's important to verify if there's any spread on the exchange rate being applied.

Can I use travel crypto cards in countries with strict crypto regulations?

This depends on the card. Most travel-focused crypto cards work through traditional payment networks like Visa or Mastercard, so they function like regular cards at the point of sale. However, some countries may restrict certain crypto card issuers, so it's important to check the geographical coverage before traveling.

Do these cards offer travel insurance?

Many premium travel-focused crypto cards include travel insurance benefits such as trip cancellation, lost luggage, and medical emergency coverage. The extent of coverage varies significantly between providers, so carefully review the terms if this is an important feature for you.

Are there limits on ATM withdrawals when traveling?

Yes, most travel crypto cards have daily and monthly ATM withdrawal limits. Travel-focused cards often offer higher limits or free withdrawals up to certain amounts each month. Some premium cards offer unlimited free ATM withdrawals worldwide, though this usually requires meeting staking requirements.

How do I handle customer support issues while traveling internationally?

Top travel-focused crypto cards offer 24/7 global customer support through multiple channels including in-app chat, email, and phone. Some premium options provide dedicated support lines for international travelers. Before traveling, it's wise to save offline copies of support contact information.

Comparison Table

Compare the key travel features of each card

Card Cashback FX Fees
Foreign exchange fees when spending abroad
ATM Fee
Fee for ATM withdrawals
Countries
Number of countries where the card is accepted
Lounge Access
Airport lounge access included
Details
Mercuryo
Ledger Version
0% 0% N/A
Europe
30 countries
No
View Details
Nexo
Platinum Tier
2% 0.2% N/A
Europe
31 countries
No
View Details
Bit2Me
Level 1
0.25% 0% N/A
Europe
30 countries
No
View Details
Revolut
Ultra
1% 0% N/A
Europe
29 countries
Yes
View Details
Cypher
Premium
0% 0% N/A
South America, Europe & more
36 countries
Yes
View Details
Swissquote
Elite
1% 0.25% N/A
Global
148 countries
No
View Details
Gnosis
Tier 1
1% 0% N/A
Europe
35 countries
No
View Details
1inch
Standard
2% 0% N/A
Europe
31 countries
No
View Details