About No-Staking Cards
About No-Staking Cards
Quality cards that don't require cryptocurrency staking or holding, making them accessible to all.
No-staking cards provide flexibility for users who prefer not to lock up cryptocurrency assets while still enjoying crypto card benefits. These cards often have alternative qualification methods like monthly fees or minimum balances.
Compare our selection of no-staking crypto cards to find one that offers the best combination of accessibility and rewards for your needs.
No-Staking Cards offer several unique advantages compared to traditional payment cards:
No Locked Capital
Use crypto card benefits without having to lock up your cryptocurrency assets, maintaining full liquidity of your portfolio.
Lower Risk Profile
Avoid exposure to staking risks such as lockup periods, potential slashing, or crypto value volatility on your staked assets.
Accessibility
Perfect for users who don't have large amounts of cryptocurrency or prefer not to stake for philosophical or practical reasons.
Flexibility
Freedom to move your crypto assets between different investments or platforms without being constrained by card staking requirements.
When selecting a card from this category, consider which of these benefits align best with your goals and priorities.
Top No-Staking Cards
Argent
Ether.Fi
Nexo
Gemini
Wirex
Revolut
Metamask
1inch
Comparing No-Staking Cards
When comparing no-staking crypto cards, focus on alternative qualification methods, maintenance fees, and reward sustainability since these cards must generate value for issuers without staking revenue.
Key Features to Compare
- Monthly or annual fees replacing staking requirements
- Base rewards without any staking or token holding
- Loading or top-up fees that might offset rewards
- Spending requirements to maintain status
- Account maintenance conditions
Comparison Tips
- Calculate the total annual cost of fees against expected rewards
- Look for cards with transparent fee structures rather than hidden charges
- Check if rewards are sustainable long-term without staking backing them
- Verify if any token holdings are required, even if not formally 'staked'
The ideal no-staking card provides competitive benefits with transparent, reasonable fees that don't effectively replicate the opportunity cost of staking.
How to Choose a No-Staking Card
When choosing a no-staking card, it's important to consider your specific needs and how you plan to use the card. Here are a few questions to keep in mind:
- What's the geographical availability of the card? Make sure it works in your country of residence.
- Since these cards don't require staking, what other requirements do they have?
- How do the non-staking cards' rewards compare to staking alternatives?
- How do the cashback rates compare to other fees like monthly charges or FX fees?
- What cryptocurrencies can you spend, and are there any conversion fees?
The top cards in this category have been selected based on a combination of these factors, but the best choice will ultimately depend on your personal preferences and priorities.
Frequently Asked Questions about No-Staking Cards
Why would I choose a no-staking card over one with staking benefits?
Do no-staking crypto cards have higher fees to compensate?
Can no-staking cards offer competitive cashback rates?
Are there any hidden requirements that replace staking?
Do no-staking cards offer the same level of customer support?
Comparison Table
| Card | Cashback | Staking | Effective Return | Availability | Details |
|---|---|---|---|---|---|
| Argent Metal | 3% | None | $20/mo (2.00%) | Europe 30 countries | View Details |
| Ether.Fi Pepe | 2% | None | $12/mo (1.15%) | South America & Europe 19 countries | View Details |
| Nexo Base Tier | 0.5% | None | $2/mo (0.18%) | Europe 31 countries | View Details |
| Gemini Standard | 4% | None | $8/mo (0.80%) | 2 countries 2 countries | View Details |
| Wirex Standard | 0.5% | None | $5/mo (0.50%) | Europe 20 countries | View Details |
| Revolut Ultra | 1% | None | -$72/mo (-7.22%) | Europe 29 countries | View Details |
| Metamask Standard | 1% | None | $10/mo (1.00%) | South America & North America 7 countries | View Details |
| 1inch Standard | 2% | None | $0/mo (0.01%) | Europe 31 countries | View Details |