About Everyday Spending Cards
About Everyday Spending Cards
Cards best suited for regular daily expenses with good cashback, low or no fees, and everyday usability.
Everyday spending cards are optimized for regular daily purchases, with features like reliable cashback on common spending categories, low fees, and broad acceptance at merchants.
Find the right card for your daily needs from our selection of everyday crypto cards.
Everyday Spending Cards offer several unique advantages compared to traditional payment cards:
Consistent Rewards
Reliable cashback rates on all purchases, maximizing your earnings on daily transactions.
Category Bonuses
Enhanced rewards for common spending categories like groceries, dining, or transportation.
Low Fee Structure
Minimal fees for regular transactions, ensuring you're not losing your rewards to maintenance costs.
Mobile Payment Integration
Seamless integration with digital wallets like Apple Pay, Google Pay, and Samsung Pay for convenient contactless payments.
Real-time Notifications
Instant transaction alerts and spending analytics to help manage your daily expenses.
When selecting a card from this category, consider which of these benefits align best with your goals and priorities.
Top Everyday Spending Cards
Argent
Ether.Fi
Gemini
Bybit
Gnosis
1inch
Comparing Everyday Spending Cards
When comparing everyday spending crypto cards, focus on consistent reward rates for routine purchases, ease of use, and practical features rather than flashy premium benefits that don't apply to daily transactions.
Key Features to Compare
- Reward rates on common spending categories (groceries, gas, dining)
- Integration with mobile payment systems
- Real-time transaction notifications and spend tracking
- Ease of loading/topping up the card
- Instant currency conversion at point of sale
Comparison Tips
- Map your typical monthly spending to see which card's reward categories align best
- Consider whether contactless and mobile payments are important to your routine
- Look for cards with minimal conversion fees for daily transactions
- Check if there are spending minimums or 'activation' requirements
The best everyday crypto card blends seamlessly into your daily financial life while consistently rewarding your routine spending patterns.
How to Choose a Everyday Spending Card
When choosing a everyday spending card, it's important to consider your specific needs and how you plan to use the card. Here are a few questions to keep in mind:
- What's the geographical availability of the card? Make sure it works in your country of residence.
- What is the cashback rate for daily purchases?
- Are there any special rewards for everyday categories like groceries or dining?
- Does the card support mobile payments like Apple Pay or Google Pay?
- How do the cashback rates compare to other fees like monthly charges or FX fees?
- What cryptocurrencies can you spend, and are there any conversion fees?
The top cards in this category have been selected based on a combination of these factors, but the best choice will ultimately depend on your personal preferences and priorities.
Frequently Asked Questions about Everyday Spending Cards
Are there spending categories that earn higher rewards?
Can I integrate everyday crypto cards with services like Apple Pay or Google Pay?
Do everyday spending cards work with recurring bills and subscriptions?
How do refunds work with crypto cashback cards?
Can I set spending alerts and limits on everyday crypto cards?
Comparison Table
Compare features for daily use cards
| Card | Cashback | Monthly Fee | Mobile Pay Support for Apple/Google Pay | Spending Limit Daily spending limit | Conversion Fee Fee for converting crypto to fiat | Details |
|---|---|---|---|---|---|---|
| Argent Metal | 3% | Free | N/A | N/A | N/A | View Details |
| Ether.Fi Wojak | 3% | Free | N/A | N/A | N/A | View Details |
| Gemini Standard | 4% | Free | N/A | N/A | N/A | View Details |
| Bybit VIP 0 (Standard) | 2% | Free | N/A | N/A | N/A | View Details |
| Gnosis Tier 3 | 2% | Free | N/A | N/A | N/A | View Details |
| 1inch Standard | 2% | Free | N/A | N/A | N/A | View Details |