About Best Cashback Cards
About Best Cashback Cards
Cards offering the highest cashback percentages and reward potential for spenders.
Best cashback cards offer the highest reward rates on the market, allowing you to earn significant crypto rewards on your everyday spending.
Compare our top cashback cards to find one that maximizes your earnings while aligning with your staking preferences and spending habits.
Best Cashback Cards offer several unique advantages compared to traditional payment cards:
High Reward Rates
Earn industry-leading cashback percentages on your purchases, often significantly higher than traditional credit cards.
Crypto Rewards
Receive rewards directly in cryptocurrency, potentially benefiting from appreciation over time unlike traditional cashback.
Compound Growth Potential
The ability to stake or invest your crypto rewards for additional yield, creating a compounding effect on your earnings.
Loyalty Tiers
Progressive reward structures that increase your cashback rates as you use the card more or stake additional crypto.
When selecting a card from this category, consider which of these benefits align best with your goals and priorities.
Top Best Cashback Cards
Ether.Fi
Nexo
Gemini
Ledger
Gnosis
1inch
Comparing Best Cashback Cards
When comparing cashback-maximizing crypto cards, analyze the true net rewards after factoring in all requirements, caps, and fees rather than looking at the headline cashback percentage alone.
Key Features to Compare
- Base and maximum cashback percentages
- Requirements to achieve different cashback tiers
- Monthly or annual caps on cashback earnings
- Token lockup or staking periods required
- Additional bonuses for specific spending categories
Comparison Tips
- Calculate your expected annual spend to determine if higher-tier cards are worth the requirements
- Check if there are spending minimums or timeframes to maintain reward rates
- Verify if cashback is paid in volatile tokens that could lose value
- Look for hidden terms that might reduce effective cashback rates
The best cashback card isn't always the one with the highest advertised percentage—it's the one that maximizes your net earnings based on your specific spending habits and comfort with staking requirements.
How to Choose a Best Cashback Card
When choosing a best cashback card, it's important to consider your specific needs and how you plan to use the card. Here are a few questions to keep in mind:
- What's the geographical availability of the card? Make sure it works in your country of residence.
- How high is the cashback percentage and are there any spending limits or caps?
- What are the requirements (staking, monthly fees) to qualify for the best cashback rate?
- Are there any additional requirements or restrictions to earn the advertised rate?
- How do the cashback rates compare to other fees like monthly charges or FX fees?
- What cryptocurrencies can you spend, and are there any conversion fees?
The top cards in this category have been selected based on a combination of these factors, but the best choice will ultimately depend on your personal preferences and priorities.
Frequently Asked Questions about Best Cashback Cards
What's the highest cashback percentage available on crypto cards?
Do cashback rewards come with spending caps?
Is cashback paid in cryptocurrency or fiat currency?
How quickly do cashback rewards become available?
Can the cashback percentages change after I get the card?
Comparison Table
Compare cards with the best reward rates
| Card | Cashback | Cashback Currency Token in which rewards are paid | Monthly Cap Maximum monthly cashback | Staking Required | Staking Amount Amount required to stake | Monthly Fee | Details |
|---|---|---|---|---|---|---|---|
| Ether.Fi Wojak | 3% | N/A | N/A | None | N/A | Free | View Details |
| Nexo Platinum Tier | 2% | N/A | N/A | 10 % of portfolio in NEXO ($1,000) | N/A | Free | View Details |
| Gemini Standard | 4% | N/A | N/A | None | N/A | Free | View Details |
| Ledger Standard | 2% | N/A | N/A | None | N/A | Free | View Details |
| Gnosis Tier 2 | 3% | N/A | N/A | 10 GNO tokens ($1,134) | N/A | Free | View Details |
| 1inch Standard | 2% | N/A | N/A | None | N/A | Free | View Details |